First Mortgage Services specializes in arranging mortgage loans to purchase or refinance a home. Operating as an independent mortgage company, First Mortgage Services has relationships with several national lenders. This assures that the homeowner will always be offered the most innovative loan programs and extremely competitive loan terms. Mortgage loans can be arranged to purchase a primary residence, vacation home, or a one to four family investment property. First Mortgage Services offers conventional mortgage loans, FHA, VA (Veteran's Administration), and the USDA Rural Development Guaranteed mortgage loan program.