Established in 2002, First Chatham Bank is a locally owned, full-service commercial financial institution that serves consumers and businesses. It provides a variety of checking and savings accounts, as well as certificates of deposit. The bank offers various automotive, boat and real estate loans. First Chatham Bank also provides individual retirement accounts and money market investment options. It offers 24-hour merchant banking and cash management services. The bank provides Internet and telephone banking solutions. Additionally, First Chatham Bank offers debit cards and operates various branches and a network of ATMs. With a location in Savannah, Ga., it is a member of the Federal Deposit Insurance Corporation.